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Quick answer

Minneapolis is 37% cheaper than New York overall. A $100K salary in New York is equivalent to $63,000 in Minneapolis.

Cost of Living Comparison · 2026

New York vs Minneapolis Cost of Living (2026)

Side-by-side cost comparison plus a salary calculator to find your equivalent pay in either city.

Overall COL difference

Minneapolis is 37% cheaper

1BR rent difference

-57% (B vs A)

$100K in A = in B

$63,000

New York vs Minneapolis: Side-by-Side

Category
New York
Minneapolis
Diff

1BR median rent

$3,200/mo

$1,380/mo

-57%

2BR median rent

$4,500/mo

$1,750/mo

-61%

Median home price

$750K

$320K

-57%

Avg monthly groceries

$480

$360

-25%

Avg monthly utilities

$165

$155

-6%

State income tax

Up to 10.9%

Up to 9.85%

Minneapolis saves

Walk score

88/100

69/100

New York better

Transit score

89/100

55/100

New York better

Salary Equivalency Calculator

How much you need to earn in Minneapolis to maintain the same standard of living as your current New York salary — and vice versa.

New York salary
Minneapolis equivalent
Minneapolis salary → New York equiv.

$60,000

$38,000

$95,000

$80,000

$50,000

$127,000

$100,000

$63,000

$159,000

$120,000

$76,000

$191,000

$150,000

$94,000

$238,000

Calculated using a weighted index: rent (40%), home prices (20%), groceries (20%), utilities (10%), state income tax (10%). Individual lifestyles vary.

Monthly Budget: New York vs Minneapolis

New York, NY
1BR rent$3,200/mo
Groceries$480/mo
Utilities$165/mo
Transport (est.)$350/mo
State income taxUp to 10.9%
Essentials total$4,195/mo
Minneapolis, MN
1BR rent$1,380/mo
Groceries$360/mo
Utilities$155/mo
Transport (est.)$350/mo
State income taxUp to 9.85%
Essentials total$2,245/mo

Who Each City Is Best For

New York is best for

  • finance professionals
  • media & entertainment workers
  • ambitious 20-somethings
  • culture seekers

Minneapolis is best for

  • corporate professionals
  • healthcare workers
  • outdoor enthusiasts (winter sports)
  • arts and culture seekers

FAQs

Is New York or Minneapolis cheaper to live in?

Minneapolis is 37% cheaper than New York overall. Minneapolis 1BR rent ($1,380/mo) vs New York ($3,200/mo). Median home price: Minneapolis $320K vs New York $750K.

How much salary do I need in Minneapolis to match $100K in New York?

$63,000 in Minneapolis is equivalent to $100,000 in New York based on cost of living differences. The biggest factors are rent (-57% difference) and state taxes (New York: Up to 10.9% vs Minneapolis: Up to 9.85%).

What is the rent difference between New York and Minneapolis?

1BR: New York $3,200/mo vs Minneapolis $1,380/mo (-57%). 2BR: New York $4,500/mo vs Minneapolis $1,750/mo (-61%).

Does New York or Minneapolis have lower taxes?

New York (NY) has Up to 10.9% state income tax. Minneapolis (MN) has Up to 9.85% state income tax. On a $100K salary, the annual tax difference is ~$1,050.