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Quick answer

Seattle is 122% cheaper than New York overall. A $100K salary in Seattle is equivalent to $222,000 in New York.

Cost of Living Comparison · 2026

Seattle vs New York Cost of Living (2026)

Side-by-side cost comparison plus a salary calculator to find your equivalent pay in either city.

Overall COL difference

Seattle is 122% cheaper

1BR rent difference

+52% (B vs A)

$100K in A = in B

$222,000

Seattle vs New York: Side-by-Side

Category
Seattle
New York
Diff

1BR median rent

$2,100/mo

$3,200/mo

+52%

2BR median rent

$2,750/mo

$4,500/mo

+64%

Median home price

$780K

$750K

-4%

Avg monthly groceries

$430

$480

+12%

Avg monthly utilities

$130

$165

+27%

State income tax

None

Up to 10.9%

Seattle saves

Walk score

74/100

88/100

New York better

Transit score

59/100

89/100

New York better

Salary Equivalency Calculator

How much you need to earn in New York to maintain the same standard of living as your current Seattle salary — and vice versa.

Seattle salary
New York equivalent
New York salary → Seattle equiv.

$60,000

$133,000

$27,000

$80,000

$178,000

$36,000

$100,000

$222,000

$45,000

$120,000

$267,000

$54,000

$150,000

$334,000

$67,000

Calculated using a weighted index: rent (40%), home prices (20%), groceries (20%), utilities (10%), state income tax (10%). Individual lifestyles vary.

Monthly Budget: Seattle vs New York

Seattle, WA
1BR rent$2,100/mo
Groceries$430/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxNone
Essentials total$3,010/mo
New York, NY
1BR rent$3,200/mo
Groceries$480/mo
Utilities$165/mo
Transport (est.)$350/mo
State income taxUp to 10.9%
Essentials total$4,195/mo

Who Each City Is Best For

Seattle is best for

  • tech workers
  • outdoor enthusiasts
  • high earners
  • coffee aficionados

New York is best for

  • finance professionals
  • media & entertainment workers
  • ambitious 20-somethings
  • culture seekers

FAQs

Is Seattle or New York cheaper to live in?

Seattle is 122% cheaper than New York overall. Seattle 1BR rent ($2,100/mo) vs New York ($3,200/mo). Median home price: Seattle $780K vs New York $750K.

How much salary do I need in New York to match $100K in Seattle?

$222,000 in New York is equivalent to $100,000 in Seattle based on cost of living differences. The biggest factors are rent (+52% difference) and state taxes (Seattle: None vs New York: Up to 10.9%).

What is the rent difference between Seattle and New York?

1BR: Seattle $2,100/mo vs New York $3,200/mo (+52%). 2BR: Seattle $2,750/mo vs New York $4,500/mo (+64%).

Does Seattle or New York have lower taxes?

Seattle (WA) has None state income tax. New York (NY) has Up to 10.9% state income tax. On a $100K salary, the annual tax difference is ~$10,900.