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Quick answer

Seattle is 112% cheaper than San Diego overall. A $100K salary in Seattle is equivalent to $212,000 in San Diego.

Cost of Living Comparison · 2026

Seattle vs San Diego Cost of Living (2026)

Side-by-side cost comparison plus a salary calculator to find your equivalent pay in either city.

Overall COL difference

Seattle is 112% cheaper

1BR rent difference

+7% (B vs A)

$100K in A = in B

$212,000

Seattle vs San Diego: Side-by-Side

Category
Seattle
San Diego
Diff

1BR median rent

$2,100/mo

$2,250/mo

+7%

2BR median rent

$2,750/mo

$3,000/mo

+9%

Median home price

$780K

$820K

+5%

Avg monthly groceries

$430

$420

-2%

Avg monthly utilities

$130

$130

+0%

State income tax

None

Up to 13.3%

Seattle saves

Walk score

74/100

54/100

Seattle better

Transit score

59/100

41/100

Seattle better

Salary Equivalency Calculator

How much you need to earn in San Diego to maintain the same standard of living as your current Seattle salary — and vice versa.

Seattle salary
San Diego equivalent
San Diego salary → Seattle equiv.

$60,000

$127,000

$28,000

$80,000

$170,000

$38,000

$100,000

$212,000

$47,000

$120,000

$255,000

$57,000

$150,000

$318,000

$71,000

Calculated using a weighted index: rent (40%), home prices (20%), groceries (20%), utilities (10%), state income tax (10%). Individual lifestyles vary.

Monthly Budget: Seattle vs San Diego

Seattle, WA
1BR rent$2,100/mo
Groceries$430/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxNone
Essentials total$3,010/mo
San Diego, CA
1BR rent$2,250/mo
Groceries$420/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxUp to 13.3%
Essentials total$3,150/mo

Who Each City Is Best For

Seattle is best for

  • tech workers
  • outdoor enthusiasts
  • high earners
  • coffee aficionados

San Diego is best for

  • military families
  • biotech workers
  • beach lifestyle seekers
  • retirees

FAQs

Is Seattle or San Diego cheaper to live in?

Seattle is 112% cheaper than San Diego overall. Seattle 1BR rent ($2,100/mo) vs San Diego ($2,250/mo). Median home price: Seattle $780K vs San Diego $820K.

How much salary do I need in San Diego to match $100K in Seattle?

$212,000 in San Diego is equivalent to $100,000 in Seattle based on cost of living differences. The biggest factors are rent (+7% difference) and state taxes (Seattle: None vs San Diego: Up to 13.3%).

What is the rent difference between Seattle and San Diego?

1BR: Seattle $2,100/mo vs San Diego $2,250/mo (+7%). 2BR: Seattle $2,750/mo vs San Diego $3,000/mo (+9%).

Does Seattle or San Diego have lower taxes?

Seattle (WA) has None state income tax. San Diego (CA) has Up to 13.3% state income tax. On a $100K salary, the annual tax difference is ~$13,300.