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Quick answer

Tampa is 27% cheaper than Seattle overall. A $100K salary in Seattle is equivalent to $73,000 in Tampa.

Cost of Living Comparison · 2026

Seattle vs Tampa Cost of Living (2026)

Side-by-side cost comparison plus a salary calculator to find your equivalent pay in either city.

Overall COL difference

Tampa is 27% cheaper

1BR rent difference

-20% (B vs A)

$100K in A = in B

$73,000

Seattle vs Tampa: Side-by-Side

Category
Seattle
Tampa
Diff

1BR median rent

$2,100/mo

$1,680/mo

-20%

2BR median rent

$2,750/mo

$2,100/mo

-24%

Median home price

$780K

$390K

-50%

Avg monthly groceries

$430

$345

-20%

Avg monthly utilities

$130

$175

+35%

State income tax

None

None

Walk score

74/100

52/100

Seattle better

Transit score

59/100

34/100

Seattle better

Salary Equivalency Calculator

How much you need to earn in Tampa to maintain the same standard of living as your current Seattle salary — and vice versa.

Seattle salary
Tampa equivalent
Tampa salary → Seattle equiv.

$60,000

$44,000

$82,000

$80,000

$58,000

$109,000

$100,000

$73,000

$137,000

$120,000

$88,000

$164,000

$150,000

$110,000

$205,000

Calculated using a weighted index: rent (40%), home prices (20%), groceries (20%), utilities (10%), state income tax (10%). Individual lifestyles vary.

Monthly Budget: Seattle vs Tampa

Seattle, WA
1BR rent$2,100/mo
Groceries$430/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxNone
Essentials total$3,010/mo
Tampa, FL
1BR rent$1,680/mo
Groceries$345/mo
Utilities$175/mo
Transport (est.)$350/mo
State income taxNone
Essentials total$2,550/mo

Who Each City Is Best For

Seattle is best for

  • tech workers
  • outdoor enthusiasts
  • high earners
  • coffee aficionados

Tampa is best for

  • healthcare workers
  • remote workers
  • beach lifestyle seekers
  • retirees

FAQs

Is Seattle or Tampa cheaper to live in?

Tampa is 27% cheaper than Seattle overall. Tampa 1BR rent ($1,680/mo) vs Seattle ($2,100/mo). Median home price: Tampa $390K vs Seattle $780K.

How much salary do I need in Tampa to match $100K in Seattle?

$73,000 in Tampa is equivalent to $100,000 in Seattle based on cost of living differences. The biggest factors are rent (-20% difference) and state taxes (Seattle: None vs Tampa: None).

What is the rent difference between Seattle and Tampa?

1BR: Seattle $2,100/mo vs Tampa $1,680/mo (-20%). 2BR: Seattle $2,750/mo vs Tampa $2,100/mo (-24%).

Does Seattle or Tampa have lower taxes?

Seattle (WA) has None state income tax. Tampa (FL) has None state income tax. On a $100K salary, the annual tax difference is ~$0.