Quick answer
๐ด Not comfortably on a single income. A medical assistant in Provo earns roughly $33,350/yr (~$2,098/mo take-home) and a 1BR costs $1,100/mo โ that's 52% of take-home on rent. The standard is 30% or less.
UT ยท 2026
Can a Medical Assistant Afford to Live in Provo?
Using local salary estimates and Provo's actual cost of living โ rent, taxes, utilities, and groceries โ here's the real monthly picture for a medical assistant in Provo, UT in 2026.
Monthly Budget Breakdown
Gross monthly salary
$33,350/yr local estimate
$2,779
Taxes (federal + state + FICA)
4.85% state income tax
-$681
Monthly take-home
After all taxes
$2,098
1BR rent
52% of take-home
-$1,100
Utilities
Electric, gas, internet avg
-$95
Groceries
Single-person estimate
-$290
Transport
Car or transit average
-$350
Left for everything else
Dining, clothing, fun, savings
$263
At a 40% savings rate on discretionary income, a medical assistant in Provo could save roughly $1,260/year after covering all essentials.
What Does 52% Rent Burden Mean?
The standard rule of thumb is to spend no more than 30% of gross income on rent. At 52% of take-home pay, a medical assistant in Provo is in difficult territory. Most financial advisors recommend finding a roommate, considering a cheaper area, or targeting salary growth before renting solo here.
These numbers use a local salary estimate of $33,350/yr โ adjusted from the national Medical Assistant median of $38,270/yr based on Provo's cost of living index. Actual salaries vary by employer, experience, and specialization.
Best Neighborhoods in Provo for a Medical Assistant
Based on walkability, rent levels, and quality of life โ not just lowest price.
Provo Bench / Slate Canyon
Upscale, hilltop neighborhood with $800K-1.2M homes, stunning views of the valley. Quiet and family-focused; best schools; 15-minute commute to downtown.
Downtown Provo
Revitalizing with new apartments, restaurants, and the Provo Arts Festival. Mixed residents โ students, young professionals, and families. Walkable; rents $1,150+ 1BR.
BYU Campus / Wymount
Student neighborhood with rental apartments, young energy. Chaotic, loud, affordable ($850 1BR); summer is peaceful when students leave.
Frequently Asked Questions
What is the average salary for a Medical Assistant in Provo?
A Medical Assistant in Provo earns approximately $33,350 per year, based on the national BLS median of $38,270/yr adjusted for Provo's cost of living. Actual pay varies by employer, experience, and specialization.
Is Provo affordable for a medical assistant in 2026?
Not comfortably as a solo renter. Rent takes 52% of take-home pay. A roommate arrangement would make Provo more feasible on a medical assistant salary.
How much take-home pay does a Medical Assistant get in Provo?
After federal taxes, 4.85% state income tax, and FICA, a Medical Assistant earning $33,350/yr takes home roughly $2,098/month in Provo.
What is the rent-to-income ratio for a Medical Assistant in Provo?
A 1-bedroom apartment in Provo costs a median of $1,100/month. On a Medical Assistant salary, that's 52% of monthly take-home pay. Financial experts recommend keeping this below 30%.