Quick answer
✅ Yes — comfortably. A physician assistant in Philadelphia earns roughly $147,612/yr (~$8,276/mo take-home) and a 1BR costs $1,800/mo — that's 22% of take-home on rent. The standard is 30% or less.
PA · 2026
Can a Physician Assistant Afford to Live in Philadelphia?
Using local salary estimates and Philadelphia's actual cost of living — rent, taxes, utilities, and groceries — here's the real monthly picture for a physician assistant in Philadelphia, PA in 2026.
Monthly Budget Breakdown
Gross monthly salary
$147,612/yr local estimate
$12,301
Taxes (federal + state + FICA)
3.07% state income tax
-$4,025
Monthly take-home
After all taxes
$8,276
1BR rent
22% of take-home
-$1,800
Utilities
Electric, gas, internet avg
-$155
Groceries
Single-person estimate
-$395
Transport
Car or transit average
-$350
Left for everything else
Dining, clothing, fun, savings
$5,576
At a 40% savings rate on discretionary income, a physician assistant in Philadelphia could save roughly $26,760/year after covering all essentials.
What Does 22% Rent Burden Mean?
The standard rule of thumb is to spend no more than 30% of gross income on rent. At 22% of take-home pay, a physician assistant in Philadelphia is well within a healthy range — leaving solid room for savings and discretionary spending.
These numbers use a local salary estimate of $147,612/yr — adjusted from the national Physician Assistant median of $126,010/yr based on Philadelphia's cost of living index. Actual salaries vary by employer, experience, and specialization.
Best Neighborhoods in Philadelphia for a Physician Assistant
Based on walkability, rent levels, and quality of life — not just lowest price.
Fishtown
Bars, coffee shops, murals, artists, most gentrified neighborhood, high energy; 1BR $1,700–2,200
Rittenhouse Square
Park-centric, upscale, most walkable, excellent restaurants; 1BR $2,000–2,700
Graduate Hospital / Point Breeze
Rapidly gentrifying, close to Penn/Jefferson, affordable, rowhouses; 1BR $1,500–1,900
Frequently Asked Questions
What is the average salary for a Physician Assistant in Philadelphia?
A Physician Assistant in Philadelphia earns approximately $147,612 per year, based on the national BLS median of $126,010/yr adjusted for Philadelphia's cost of living. Actual pay varies by employer, experience, and specialization.
Is Philadelphia affordable for a physician assistant in 2026?
Yes. Rent takes around 22% of take-home pay — below the 30% guideline. A physician assistant can live comfortably in Philadelphia with room to save.
How much take-home pay does a Physician Assistant get in Philadelphia?
After federal taxes, 3.07% state income tax, and FICA, a Physician Assistant earning $147,612/yr takes home roughly $8,276/month in Philadelphia.
What is the rent-to-income ratio for a Physician Assistant in Philadelphia?
A 1-bedroom apartment in Philadelphia costs a median of $1,800/month. On a Physician Assistant salary, that's 22% of monthly take-home pay. Financial experts recommend keeping this below 30%.