Quick answer
Provo costs $670/month less overall ($1,485 vs $2,155/mo). But Cape Coral's None state income tax erases some of that gap — on an $80K salary, the tax difference is $3,880/year.
City Comparison · 2026
Cape Coral vs Provo
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Cape Coral vs Provo at a Glance
| Metric | Cape Coral | Provo |
|---|---|---|
| 1BR Monthly Rent | $1,550 | $1,400 ✓ |
| 2BR Monthly Rent | $2,100 | $1,400 ✓ |
| Median Home Price | $485K ✓ | $520K |
| Avg Utilities/mo | $210 | $95 ✓ |
| Avg Groceries/mo | $395 | $290 ✓ |
| Monthly Cost (1BR) | $2,155 | $1,485 ✓ |
| Walk Score | 42/100 | 68/100 ✓ |
| Transit Score | 20/100 | 42/100 ✓ |
| State Income Tax | None ✓ | 4.85% |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Provo's 1BR averages $1,100/month vs $1,550 in Cape Coral — a $450/month difference, or $5,400/year. That's a meaningful gap worth factoring into your decision.
State tax: Cape Coral charges None state income tax vs 4.85% in Provo. On an $80K salary that's a $3,880/year difference. On $120K, the gap grows to $5,820 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in Cape Coral are $485K vs $520K in Provo. At a 20% down payment, that's a $7,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Cape Coral utilities run $115 more per month than Provo. Factor this into your all-in monthly budget.
Walkability, Transit & Daily Life
Cape Coral, FL
Cape Coral is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Provo, UT
Provo's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Climate
Cape Coral
Subtropical humidity with hot, wet summers (85-92°F, June-September) and warm, dry winters (70-78°F). High rainfall and occasional hurricanes.
Provo
Four seasons with cold, snowy winters (average 60 inches annual snowfall) and warm, dry summers (85°F average). Spring and fall are mild.
Job Market
Cape Coral top industries
Provo top industries
Who Should Pick Which City
Move to Cape Coral if…
- →You're a Retirees seeking warm winters + zero state income tax
- →You're a Boaters and water enthusiasts
- →You're a Remote workers from high-tax states
- →You're a Families relocating from Northeast/Midwest
- →You want zero state income tax
- →You're buying a home and want more for your money
Move to Provo if…
- →You're a Software engineers and tech workers
- →You're a LDS families
- →You're a Young professionals seeking career growth
- →You're a Outdoor enthusiasts (skiing, hiking)
- →You want to live without a car
Frequently Asked Questions
Is Cape Coral or Provo cheaper to live in?
Provo is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,485 in Provo vs $2,155 in Cape Coral — a $670/month difference.
Which city is more walkable — Cape Coral or Provo?
Provo is more walkable with a Walk Score of 68/100 vs 42/100. Cape Coral is more car-dependent.
Cape Coral vs Provo: which has lower state income tax?
Cape Coral has lower state income tax (None). On an $80K salary, that saves $3,880/year vs Provo (4.85%).
Is Cape Coral or Provo better for buying a home?
Cape Coral has lower median home prices at $485K vs $520K in Provo — a $35,000 difference on the median home.