Quick answer
Plano costs $390/month less overall ($1,865 vs $2,255/mo). Plano also has lower state income tax (None vs 4.4%), widening the advantage for higher earners.
City Comparison · 2026
Denver vs Plano
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: October 21, 2026
Denver vs Plano at a Glance
| Metric | Denver | Plano |
|---|---|---|
| 1BR Monthly Rent | $1,740 | $1,750 ✓ |
| 2BR Monthly Rent | $2,250 | $1,750 ✓ |
| Median Home Price | $565K | $475K ✓ |
| Avg Utilities/mo | $145 ✓ | $155 |
| Avg Groceries/mo | $370 | $310 ✓ |
| Monthly Cost (1BR) | $2,255 | $1,865 ✓ |
| Walk Score | 61/100 ✓ | 58/100 |
| Transit Score | 44/100 ✓ | 28/100 |
| State Income Tax | 4.4% | None ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Plano's 1BR averages $1,400/month vs $1,740 in Denver — a $340/month difference, or $4,080/year. That's a meaningful gap worth factoring into your decision.
State tax: Plano charges None state income tax vs 4.4% in Denver. On an $80K salary that's a $3,520/year difference. On $120K, the gap grows to $5,280 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in Plano are $475K vs $565K in Denver. At a 20% down payment, that's a $18,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Plano utilities run $10 more per month than Denver.
Walkability, Transit & Daily Life
Denver, CO
Denver's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Plano, TX
Plano is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Denver
300 sunny days; dry winters with periodic snow (rarely extreme cold); hot low-humidity summers; 5,280 ft altitude affects nearly all newcomers for the first 1–3 weeks
Plano
Hot, humid subtropical. Summers (June-September) reach 95-98°F with 60-70% humidity. Winters are mild (50-65°F). Occasional ice storms; severe thunderstorms and tornado risk May-June.
Job Market
Denver top industries
Plano top industries
Who Should Pick Which City
Move to Denver if…
- →You're a outdoor enthusiasts
- →You're a skiers
- →You're a tech workers
- →You're a craft beer lovers
Move to Plano if…
- →You're a Tech workers
- →You're a Corporate professionals
- →You're a Families seeking suburbs
- →You're a People avoiding state income tax
- →You want zero state income tax
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Denver or Plano cheaper to live in?
Plano is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,865 in Plano vs $2,255 in Denver — a $390/month difference.
Which city is more walkable — Denver or Plano?
Denver is more walkable with a Walk Score of 61/100 vs 58/100. Plano is more car-dependent.
Denver vs Plano: which has lower state income tax?
Plano has lower state income tax (None). On an $80K salary, that saves $3,520/year vs Denver (4.4%).
Is Denver or Plano better for buying a home?
Plano has lower median home prices at $475K vs $565K in Denver — a $90,000 difference on the median home.