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Quick answer

El Paso costs $155/month less overall ($1,535 vs $1,690/mo). El Paso also has lower state income tax (None vs 4.82%), widening the advantage for higher earners.

City Comparison · 2026

Des Moines vs El Paso

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Des Moines vs El Paso at a Glance

MetricDes MoinesEl Paso
1BR Monthly Rent$1,150$1,400
2BR Monthly Rent$1,350$1,400
Median Home Price$245K$320K
Avg Utilities/mo$170$145
Avg Groceries/mo$370$340
Monthly Cost (1BR)$1,690$1,535
Walk Score45/10052/100
Transit Score29/10030/100
State Income Tax4.82%None

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: El Paso's 1BR averages $1,050/month vs $1,150 in Des Moines a $100/month difference, or $1,200/year. That's close enough that neighborhood choice within each city matters more than the city-level average.

State tax: El Paso charges None state income tax vs 4.82% in Des Moines. On an $80K salary that's a $3,840/year difference. On $120K, the gap grows to $5,760 vs $0 — important context if you're choosing between tech job offers.

Home buying: Median homes in Des Moines are $245K vs $320K in El Paso. At a 20% down payment, that's a $15,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Des Moines utilities run $25 more per month than El Paso. Factor this into your all-in monthly budget.

Walkability, Transit & Daily Life

Des Moines, IA

Walk Score45/100 — Car-Dependent
Transit Score29/100 — Minimal Transit

Des Moines is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

East VillageHip, walkable urban core with lofts, breweries, galleries, and young professional scene.
Sherman HillHistoric residential area with mansions and tree-lined streets; established families.
BeaverdaleFamily-friendly suburban neighborhood with good schools and parks.

El Paso, TX

Walk Score52/100 — Somewhat Walkable
Transit Score30/100 — Minimal Transit

El Paso is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

Central El Paso / DowntownHistoric neighborhood with revitalization efforts. Lofts ($200K-$300K), older homes ($250K-$350K), growing restaurant scene. Younger demographic; walkScore 65+.
West El PasoAffluent, newer construction with sprawling homes. Median $450K-$600K; master-planned communities; newer schools; country clubs. Most expensive area in El Paso.
Northeast El PasoEstablished residential area with tree-lined streets, older brick homes, and good schools. Median $350K-$450K; family-oriented; closer to Fort Bliss.

Climate

Des Moines

Cold winters with wind chills reaching -20°F; warm summers; defined seasons.

El Paso

High desert with 300+ sunny days, very low humidity, and mild winters (50-65°F). Summers hot and dry (90-105°F). Virtually no rainfall.

Job Market

Des Moines top industries

InsuranceFinanceAgriculturePublishing

El Paso top industries

HealthcareMilitaryEducationRetail

Who Should Pick Which City

Move to Des Moines if…

  • You're a Insurance and financial services professionals
  • You're a Families seeking excellent schools and safety
  • You're a Anyone valuing Midwestern hospitality and community
  • You're a Young professionals interested in startup culture
  • You're buying a home and want more for your money

Move to El Paso if…

  • You're a Remote workers with out-of-state income
  • You're a Military families (Fort Bliss proximity)
  • You're a Budget-conscious families seeking lowest cost of living
  • You're a Retirees on fixed incomes
  • You want zero state income tax

Frequently Asked Questions

Is Des Moines or El Paso cheaper to live in?

El Paso is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,535 in El Paso vs $1,690 in Des Moines — a $155/month difference.

Which city is more walkable — Des Moines or El Paso?

El Paso is more walkable with a Walk Score of 52/100 vs 45/100. Des Moines is more car-dependent.

Des Moines vs El Paso: which has lower state income tax?

El Paso has lower state income tax (None). On an $80K salary, that saves $3,840/year vs Des Moines (4.82%).

Is Des Moines or El Paso better for buying a home?

Des Moines has lower median home prices at $245K vs $320K in El Paso — a $75,000 difference on the median home.