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Quick answer

Des Moines costs $320/month less overall ($1,690 vs $2,010/mo). Des Moines also has lower state income tax (4.82% vs 5.39%), widening the advantage for higher earners.

City Comparison · 2026

Des Moines vs Savannah

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: October 13, 2026

Des Moines vs Savannah at a Glance

MetricDes MoinesSavannah
1BR Monthly Rent$1,150 ✓$1,750
2BR Monthly Rent$1,350 ✓$1,750
Median Home Price$245K ✓$330K
Avg Utilities/mo$170 ✓$170
Avg Groceries/mo$370 ✓$390
Monthly Cost (1BR)$1,690 ✓$2,010
Walk Score45/100 ✓45/100
Transit Score29/100 ✓29/100
State Income Tax4.82% ✓5.39%

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Des Moines's 1BR averages $1,150/month vs $1,450 in Savannah — a $300/month difference, or $3,600/year. That's a meaningful gap worth factoring into your decision.

State tax: Des Moines charges 4.82% state income tax vs 5.39% in Savannah. On an $80K salary that's a $472/year difference. On $120K, the gap grows to $6,468 vs $5,760 — important context if you're choosing between tech job offers.

Home buying: Median homes in Des Moines are $245K vs $330K in Savannah. At a 20% down payment, that's a $17,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Utilities are essentially equal between both cities at $170/month.

Walkability, Transit & Daily Life

Des Moines, IA

Walk Score45/100 — Car-Dependent
Transit Score29/100 — Minimal Transit

Des Moines is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

East Village — Hip, walkable urban core with lofts, breweries, galleries, and young professional scene.
Sherman Hill — Historic residential area with mansions and tree-lined streets; established families.
Beaverdale — Family-friendly suburban neighborhood with good schools and parks.

Savannah, GA

Walk Score45/100 — Car-Dependent
Transit Score29/100 — Minimal Transit

Savannah is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

Downtown Historic District — Squares, restaurants, tourist hub, expensive. 1BR $1,600–$1,900.
Ardsley Park — Historic Victorian, tree-lined, wealthy. 1BR $1,500–$1,800.
Victorian District — Historic homes, walkable, established families. 1BR $1,450–$1,700.

Climate

Des Moines

Cold winters with wind chills reaching -20°F; warm summers; defined seasons.

Savannah

Subtropical: hot, humid summers (80–90°F); mild winters (40–55°F); significant rainfall; hurricane/tropical storm risk June–November

Job Market

Des Moines top industries

InsuranceFinanceAgriculturePublishing

Savannah top industries

Tourism & HospitalityDesign & Education (SCAD)AerospaceHealthcare

Who Should Pick Which City

Move to Des Moines if…

  • →You're a Insurance and financial services professionals
  • →You're a Families seeking excellent schools and safety
  • →You're a Anyone valuing Midwestern hospitality and community
  • →You're a Young professionals interested in startup culture
  • →You're buying a home and want more for your money

Move to Savannah if…

  • →You're a Artists and designers (SCAD alumni, creative economy)
  • →You're a Aerospace and manufacturing professionals (Gulfstream)
  • →You're a Southern charm seekers wanting walkable historic urban life
  • →You're a Tourism/hospitality workers and business owners

Frequently Asked Questions

Is Des Moines or Savannah cheaper to live in?

Des Moines is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,690 in Des Moines vs $2,010 in Savannah — a $320/month difference.

Which city is more walkable — Des Moines or Savannah?

Savannah is more walkable with a Walk Score of 45/100 vs 45/100. Des Moines is more car-dependent.

Des Moines vs Savannah: which has lower state income tax?

Des Moines has lower state income tax (4.82%). On an $80K salary, that saves $472/year vs Savannah (5.39%).

Is Des Moines or Savannah better for buying a home?

Des Moines has lower median home prices at $245K vs $330K in Savannah — a $85,000 difference on the median home.