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Quick answer

Knoxville costs $245/month less overall ($1,715 vs $1,960/mo). Knoxville also has lower state income tax (None vs 9.9% (top)), widening the advantage for higher earners.

City Comparison · 2026

Eugene vs Knoxville

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Eugene vs Knoxville at a Glance

MetricEugeneKnoxville
1BR Monthly Rent$1,400$1,450
2BR Monthly Rent$1,700$1,450
Median Home Price$445K$280K
Avg Utilities/mo$145$150
Avg Groceries/mo$415$365
Monthly Cost (1BR)$1,960$1,715
Walk Score47/10034/100
Transit Score35/10022/100
State Income Tax9.9% (top)None

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Knoxville's 1BR averages $1,200/month vs $1,400 in Eugene a $200/month difference, or $2,400/year. That's a meaningful gap worth factoring into your decision.

State tax: Knoxville charges None state income tax vs 9.9% (top) in Eugene. On an $80K salary that's a $6,800/year difference. On $120K, the gap grows to $10,200 vs $0 — important context if you're choosing between tech job offers.

Home buying: Median homes in Knoxville are $280K vs $445K in Eugene. At a 20% down payment, that's a $33,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Knoxville utilities run $5 more per month than Eugene.

Walkability, Transit & Daily Life

Eugene, OR

Walk Score47/100 — Car-Dependent
Transit Score35/100 — Minimal Transit

Eugene is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

WhiteakerHistoric neighborhood, artistic, bohemian, walkable, diverse income levels. Best walkability and character in Eugene. Near downtown.
University NeighborhoodAdjacent to University of Oregon, younger demographic, students, walkable, more noise and party scene on weekends.
FriendlyResidential, family-oriented, tree-canopy, walkable, slower than downtown, good for families seeking quiet.

Knoxville, TN

Walk Score34/100 — Car-Dependent
Transit Score22/100 — Minimal Transit

Car ownership is effectively mandatory in Knoxville. Budget $400–600/month for a car if you don't own one.

TOP NEIGHBORHOODS

DowntownHistoric buildings, Market Square (farmers market, restaurants), walkable loft living. 1BR $1,250-$1,500; 2BR $1,500-$1,800.
Old North KnoxvilleGentrifying Victorian homes, locally-owned cafes, young professional vibe. 1BR $1,150-$1,350; 2BR $1,400-$1,650.
BeardenUpscale suburban, newer homes, shopping, close to UT. 1BR $1,100-$1,300; 2BR $1,350-$1,600.

Climate

Eugene

Pacific Northwest climate: rainy, cloudy 8 months a year (October-May); mild, wet winters (35-45°F, 40-60 inches annual rain); dry summers (70-80°F, rare rain June-September); overcast skies dominate September-June

Knoxville

Humid subtropical; winters average 40°F, summers 85-88°F; 200+ sunny days/year

Job Market

Eugene top industries

EducationHealthcareOutdoor RecreationTechnology

Knoxville top industries

Higher EducationResearch (Oak Ridge)HealthcareEnergy

Who Should Pick Which City

Move to Eugene if…

  • You're a College town enthusiasts
  • You're a Runners / track and field culture
  • You're a Outdoor recreationists
  • You're a People seeking progressive politics and smaller-city feel

Move to Knoxville if…

  • You're a Graduate students and academics (UT, Oak Ridge employment)
  • You're a Research scientists and engineers
  • You're a Remote workers seeking extreme affordability
  • You're a Outdoor enthusiasts with proximity to Smoky Mountains
  • You want zero state income tax
  • You're buying a home and want more for your money

Frequently Asked Questions

Is Eugene or Knoxville cheaper to live in?

Knoxville is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,715 in Knoxville vs $1,960 in Eugene — a $245/month difference.

Which city is more walkable — Eugene or Knoxville?

Eugene is more walkable with a Walk Score of 47/100 vs 34/100. Knoxville is more car-dependent.

Eugene vs Knoxville: which has lower state income tax?

Knoxville has lower state income tax (None). On an $80K salary, that saves $6,800/year vs Eugene (9.9% (top)).

Is Eugene or Knoxville better for buying a home?

Knoxville has lower median home prices at $280K vs $445K in Eugene — a $165,000 difference on the median home.