Quick answer
Overland Park costs $175/month less overall ($1,595 vs $1,770/mo). But Jacksonville's None state income tax erases some of that gap — on an $80K salary, the tax difference is $4,560/year.
City Comparison · 2026
Jacksonville vs Overland Park
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Jacksonville vs Overland Park at a Glance
| Metric | Jacksonville | Overland Park |
|---|---|---|
| 1BR Monthly Rent | $1,280 | $1,450 ✓ |
| 2BR Monthly Rent | $1,620 | $1,450 ✓ |
| Median Home Price | $310K ✓ | $395K |
| Avg Utilities/mo | $155 | $125 ✓ |
| Avg Groceries/mo | $335 | $320 ✓ |
| Monthly Cost (1BR) | $1,770 | $1,595 ✓ |
| Walk Score | 26/100 | 58/100 ✓ |
| Transit Score | 22/100 | 32/100 ✓ |
| State Income Tax | None ✓ | 5.7% |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Overland Park's 1BR averages $1,150/month vs $1,280 in Jacksonville — a $130/month difference, or $1,560/year. That's close enough that neighborhood choice within each city matters more than the city-level average.
State tax: Jacksonville charges None state income tax vs 5.7% in Overland Park. On an $80K salary that's a $4,560/year difference. On $120K, the gap grows to $6,840 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in Jacksonville are $310K vs $395K in Overland Park. At a 20% down payment, that's a $17,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Jacksonville utilities run $30 more per month than Overland Park. Factor this into your all-in monthly budget.
Walkability, Transit & Daily Life
Jacksonville, FL
Car ownership is effectively mandatory in Jacksonville. Budget $400–600/month for a car if you don't own one.
TOP NEIGHBORHOODS
Overland Park, KS
Overland Park is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Jacksonville
Subtropical: hot humid summers (June–October hurricane season), warm mild winters (60s°F)
Overland Park
Cold, snowy winters (20°F average, 15 inches snow) and hot, humid summers (90°F). Spring brings severe thunderstorms and tornado risk; fall is mild and pleasant.
Job Market
Jacksonville top industries
Overland Park top industries
Who Should Pick Which City
Move to Jacksonville if…
- →You're a military families
- →You're a remote workers seeking Florida tax benefits
- →You're a healthcare workers
- →You're a beach lifestyle seekers
- →You want zero state income tax
- →You're buying a home and want more for your money
Move to Overland Park if…
- →You're a Families with children (top-rated schools)
- →You're a Corporate professionals
- →You're a Remote workers seeking Midwest affordability
- →You're a People prioritizing school quality and safety
Frequently Asked Questions
Is Jacksonville or Overland Park cheaper to live in?
Overland Park is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,595 in Overland Park vs $1,770 in Jacksonville — a $175/month difference.
Which city is more walkable — Jacksonville or Overland Park?
Overland Park is more walkable with a Walk Score of 58/100 vs 26/100. Jacksonville is more car-dependent.
Jacksonville vs Overland Park: which has lower state income tax?
Jacksonville has lower state income tax (None). On an $80K salary, that saves $4,560/year vs Overland Park (5.7%).
Is Jacksonville or Overland Park better for buying a home?
Jacksonville has lower median home prices at $310K vs $395K in Overland Park — a $85,000 difference on the median home.