Quick answer
Lexington costs $985/month less overall ($1,630 vs $2,615/mo). Lexington also has lower state income tax (4% vs 9.3%), widening the advantage for higher earners.
City Comparison · 2026
Lexington vs Long Beach
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Lexington vs Long Beach at a Glance
| Metric | Lexington | Long Beach |
|---|---|---|
| 1BR Monthly Rent | $1,100 ✓ | $2,650 |
| 2BR Monthly Rent | $1,350 ✓ | $2,650 |
| Median Home Price | $285K ✓ | $825K |
| Avg Utilities/mo | $150 ✓ | $165 |
| Avg Groceries/mo | $380 ✓ | $400 |
| Monthly Cost (1BR) | $1,630 ✓ | $2,615 |
| Walk Score | 35/100 | 76/100 ✓ |
| Transit Score | 22/100 | 72/100 ✓ |
| State Income Tax | 4% ✓ | 9.3% |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Lexington's 1BR averages $1,100/month vs $2,050 in Long Beach — a $950/month difference, or $11,400/year. That's a meaningful gap worth factoring into your decision.
State tax: Lexington charges 4% state income tax vs 9.3% in Long Beach. On an $80K salary that's a $4,240/year difference. On $120K, the gap grows to $11,160 vs $4,800 — important context if you're choosing between tech job offers.
Home buying: Median homes in Lexington are $285K vs $825K in Long Beach. At a 20% down payment, that's a $108,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Long Beach utilities run $15 more per month than Lexington.
Walkability, Transit & Daily Life
Lexington, KY
Car ownership is effectively mandatory in Lexington. Budget $400–600/month for a car if you don't own one.
TOP NEIGHBORHOODS
Long Beach, CA
Long Beach's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Climate
Lexington
Four seasons with humid summers (80-90°F June-August), cold winters (20-35°F December-February, 20 inches average snowfall), beautiful spring and fall, moderate rainfall (45 inches annually)
Long Beach
Year-round mild: 60-70°F average. Rarely freezes; minimal rain (12 inches/year). Marine layer mornings (May-August) bring overcast, cool conditions until afternoon clearing.
Job Market
Lexington top industries
Long Beach top industries
Who Should Pick Which City
Move to Lexington if…
- →You're a Horse and agriculture professionals
- →You're a People seeking affordability + Southern culture
- →You're a University of Kentucky students/staff
- →You're a Bourbon enthusiasts
- →You're buying a home and want more for your money
Move to Long Beach if…
- →You're a Port/logistics workers
- →You're a People who want beach access without LA's sprawl
- →You're a Artists and creative types seeking community and affordability
- →You're a Anyone wanting California weather without SF or San Diego prices
- →You want to live without a car
Frequently Asked Questions
Is Lexington or Long Beach cheaper to live in?
Lexington is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,630 in Lexington vs $2,615 in Long Beach — a $985/month difference.
Which city is more walkable — Lexington or Long Beach?
Long Beach is more walkable with a Walk Score of 76/100 vs 35/100. Lexington is more car-dependent.
Lexington vs Long Beach: which has lower state income tax?
Lexington has lower state income tax (4%). On an $80K salary, that saves $4,240/year vs Long Beach (9.3%).
Is Lexington or Long Beach better for buying a home?
Lexington has lower median home prices at $285K vs $825K in Long Beach — a $540,000 difference on the median home.