Quick answer
Louisville costs $1060/month less overall ($1,555 vs $2,615/mo). Louisville also has lower state income tax (4.5% vs 9.3%), widening the advantage for higher earners.
City Comparison · 2026
Long Beach vs Louisville
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Long Beach vs Louisville at a Glance
| Metric | Long Beach | Louisville |
|---|---|---|
| 1BR Monthly Rent | $2,050 | $1,350 ✓ |
| 2BR Monthly Rent | $2,650 | $1,350 ✓ |
| Median Home Price | $825K | $235K ✓ |
| Avg Utilities/mo | $165 | $140 ✓ |
| Avg Groceries/mo | $400 | $335 ✓ |
| Monthly Cost (1BR) | $2,615 | $1,555 ✓ |
| Walk Score | 76/100 ✓ | 39/100 |
| Transit Score | 72/100 ✓ | 30/100 |
| State Income Tax | 9.3% | 4.5% ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Louisville's 1BR averages $1,080/month vs $2,050 in Long Beach — a $970/month difference, or $11,640/year. That's a meaningful gap worth factoring into your decision.
State tax: Louisville charges 4.5% state income tax vs 9.3% in Long Beach. On an $80K salary that's a $3,840/year difference. On $120K, the gap grows to $11,160 vs $5,400 — important context if you're choosing between tech job offers.
Home buying: Median homes in Louisville are $235K vs $825K in Long Beach. At a 20% down payment, that's a $118,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Long Beach utilities run $25 more per month than Louisville. Factor this into your all-in monthly budget.
Walkability, Transit & Daily Life
Long Beach, CA
Long Beach's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Louisville, KY
Car ownership is effectively mandatory in Louisville. Budget $400–600/month for a car if you don't own one.
TOP NEIGHBORHOODS
Climate
Long Beach
Year-round mild: 60-70°F average. Rarely freezes; minimal rain (12 inches/year). Marine layer mornings (May-August) bring overcast, cool conditions until afternoon clearing.
Louisville
Four seasons; hot humid summers, mild winters with occasional ice storms, high spring rainfall
Job Market
Long Beach top industries
Louisville top industries
Who Should Pick Which City
Move to Long Beach if…
- →You're a Port/logistics workers
- →You're a People who want beach access without LA's sprawl
- →You're a Artists and creative types seeking community and affordability
- →You're a Anyone wanting California weather without SF or San Diego prices
- →You want to live without a car
Move to Louisville if…
- →You're a healthcare workers
- →You're a logistics workers
- →You're a bourbon enthusiasts
- →You're a remote workers
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Long Beach or Louisville cheaper to live in?
Louisville is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,555 in Louisville vs $2,615 in Long Beach — a $1060/month difference.
Which city is more walkable — Long Beach or Louisville?
Long Beach is more walkable with a Walk Score of 76/100 vs 39/100. Louisville is more car-dependent.
Long Beach vs Louisville: which has lower state income tax?
Louisville has lower state income tax (4.5%). On an $80K salary, that saves $3,840/year vs Long Beach (9.3%).
Is Long Beach or Louisville better for buying a home?
Louisville has lower median home prices at $235K vs $825K in Long Beach — a $590,000 difference on the median home.