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Quick answer

Madison costs $735/month less overall ($1,880 vs $2,615/mo). Madison also has lower state income tax (7.65% vs 9.3%), widening the advantage for higher earners.

City Comparison · 2026

Long Beach vs Madison

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Long Beach vs Madison at a Glance

MetricLong BeachMadison
1BR Monthly Rent$2,050$1,720
2BR Monthly Rent$2,650$1,720
Median Home Price$825K$370K
Avg Utilities/mo$165$145
Avg Groceries/mo$400$355
Monthly Cost (1BR)$2,615$1,880
Walk Score76/10063/100
Transit Score72/10046/100
State Income Tax9.3%7.65%

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Madison's 1BR averages $1,380/month vs $2,050 in Long Beach a $670/month difference, or $8,040/year. That's a meaningful gap worth factoring into your decision.

State tax: Madison charges 7.65% state income tax vs 9.3% in Long Beach. On an $80K salary that's a $1,320/year difference. On $120K, the gap grows to $11,160 vs $9,180 — important context if you're choosing between tech job offers.

Home buying: Median homes in Madison are $370K vs $825K in Long Beach. At a 20% down payment, that's a $91,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Long Beach utilities run $20 more per month than Madison. Factor this into your all-in monthly budget.

Walkability, Transit & Daily Life

Long Beach, CA

Walk Score76/100 — Very Walkable
Transit Score72/100 — Excellent Transit

Long Beach's walkability means you can genuinely live without a car in the right neighborhoods.

TOP NEIGHBORHOODS

Downtown / WaterfrontWalkable, bars and restaurants, galleries and arts spaces, young professionals. Expensive ($2,200-2,500 for 1BR), constant activity, some noise from port and clubs.
Belmont HeightsFamily-friendly, tree-lined streets, Craftsman homes, quieter than downtown. Good schools, 10-minute drive to beach. $2,000-2,300 for 1BR rentals.
Bluff HeightsHilltop neighborhood, older architecture, views of Long Beach and ocean. Diverse, family-oriented, peaceful. $1,800-2,100 for 1BR, genuine community feel.

Madison, WI

Walk Score63/100 — Somewhat Walkable
Transit Score46/100 — Some Transit

Madison's walkability means you can genuinely live without a car in the right neighborhoods.

TOP NEIGHBORHOODS

Willy Street (Williamson St)Hippie roots, co-ops, walkable, Lake Monona, most character; 1BR $1,300–1,700
Atwood / Schenk-AtwoodAffordable, diverse, restaurants, artsy, bike-friendly; 1BR $1,100–1,500
Isthmus / DowntownState Street pedestrian mall, Capitol Square, UW edge, very walkable; 1BR $1,400–1,900

Climate

Long Beach

Year-round mild: 60-70°F average. Rarely freezes; minimal rain (12 inches/year). Marine layer mornings (May-August) bring overcast, cool conditions until afternoon clearing.

Madison

Four seasons; brutal winters (lakes freeze solid for skating), warm summers, beautiful fall; 189 sunny days

Job Market

Long Beach top industries

Port/LogisticsAerospaceHealthcareEntertainment

Madison top industries

Education / Research (UW-Madison)HealthcareTechGovernment

Who Should Pick Which City

Move to Long Beach if…

  • You're a Port/logistics workers
  • You're a People who want beach access without LA's sprawl
  • You're a Artists and creative types seeking community and affordability
  • You're a Anyone wanting California weather without SF or San Diego prices
  • You want to live without a car

Move to Madison if…

  • You're a researchers / academics
  • You're a tech workers
  • You're a outdoor / lake lifestyle seekers
  • You're a progressive culture seekers
  • You're buying a home and want more for your money

Frequently Asked Questions

Is Long Beach or Madison cheaper to live in?

Madison is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,880 in Madison vs $2,615 in Long Beach — a $735/month difference.

Which city is more walkable — Long Beach or Madison?

Long Beach is more walkable with a Walk Score of 76/100 vs 63/100. Madison is more car-dependent.

Long Beach vs Madison: which has lower state income tax?

Madison has lower state income tax (7.65%). On an $80K salary, that saves $1,320/year vs Long Beach (9.3%).

Is Long Beach or Madison better for buying a home?

Madison has lower median home prices at $370K vs $825K in Long Beach — a $455,000 difference on the median home.