Quick answer
Overland Park costs $285/month less overall ($1,595 vs $1,880/mo). Overland Park also has lower state income tax (5.7% vs 7.65%), widening the advantage for higher earners.
City Comparison · 2026
Madison vs Overland Park
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Madison vs Overland Park at a Glance
| Metric | Madison | Overland Park |
|---|---|---|
| 1BR Monthly Rent | $1,380 | $1,450 ✓ |
| 2BR Monthly Rent | $1,720 | $1,450 ✓ |
| Median Home Price | $370K ✓ | $395K |
| Avg Utilities/mo | $145 | $125 ✓ |
| Avg Groceries/mo | $355 | $320 ✓ |
| Monthly Cost (1BR) | $1,880 | $1,595 ✓ |
| Walk Score | 63/100 ✓ | 58/100 |
| Transit Score | 46/100 ✓ | 32/100 |
| State Income Tax | 7.65% | 5.7% ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Overland Park's 1BR averages $1,150/month vs $1,380 in Madison — a $230/month difference, or $2,760/year. That's a meaningful gap worth factoring into your decision.
State tax: Overland Park charges 5.7% state income tax vs 7.65% in Madison. On an $80K salary that's a $1,560/year difference. On $120K, the gap grows to $9,180 vs $6,840 — important context if you're choosing between tech job offers.
Home buying: Median homes in Madison are $370K vs $395K in Overland Park. At a 20% down payment, that's a $5,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Madison utilities run $20 more per month than Overland Park. Factor this into your all-in monthly budget.
Walkability, Transit & Daily Life
Madison, WI
Madison's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Overland Park, KS
Overland Park is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Madison
Four seasons; brutal winters (lakes freeze solid for skating), warm summers, beautiful fall; 189 sunny days
Overland Park
Cold, snowy winters (20°F average, 15 inches snow) and hot, humid summers (90°F). Spring brings severe thunderstorms and tornado risk; fall is mild and pleasant.
Job Market
Madison top industries
Overland Park top industries
Who Should Pick Which City
Move to Madison if…
- →You're a researchers / academics
- →You're a tech workers
- →You're a outdoor / lake lifestyle seekers
- →You're a progressive culture seekers
- →You're buying a home and want more for your money
Move to Overland Park if…
- →You're a Families with children (top-rated schools)
- →You're a Corporate professionals
- →You're a Remote workers seeking Midwest affordability
- →You're a People prioritizing school quality and safety
Frequently Asked Questions
Is Madison or Overland Park cheaper to live in?
Overland Park is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,595 in Overland Park vs $1,880 in Madison — a $285/month difference.
Which city is more walkable — Madison or Overland Park?
Madison is more walkable with a Walk Score of 63/100 vs 58/100. Overland Park is more car-dependent.
Madison vs Overland Park: which has lower state income tax?
Overland Park has lower state income tax (5.7%). On an $80K salary, that saves $1,560/year vs Madison (7.65%).
Is Madison or Overland Park better for buying a home?
Madison has lower median home prices at $370K vs $395K in Overland Park — a $25,000 difference on the median home.