Quick answer
Overland Park costs $605/month less overall ($1,595 vs $2,200/mo). But Tampa's None state income tax erases some of that gap — on an $80K salary, the tax difference is $4,560/year.
City Comparison · 2026
Overland Park vs Tampa
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Overland Park vs Tampa at a Glance
| Metric | Overland Park | Tampa |
|---|---|---|
| 1BR Monthly Rent | $1,150 ✓ | $2,100 |
| 2BR Monthly Rent | $1,450 ✓ | $2,100 |
| Median Home Price | $395K | $390K ✓ |
| Avg Utilities/mo | $125 ✓ | $175 |
| Avg Groceries/mo | $320 ✓ | $345 |
| Monthly Cost (1BR) | $1,595 ✓ | $2,200 |
| Walk Score | 58/100 ✓ | 52/100 |
| Transit Score | 32/100 | 34/100 ✓ |
| State Income Tax | 5.7% | None ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Overland Park's 1BR averages $1,150/month vs $1,680 in Tampa — a $530/month difference, or $6,360/year. That's a meaningful gap worth factoring into your decision.
State tax: Tampa charges None state income tax vs 5.7% in Overland Park. On an $80K salary that's a $4,560/year difference. On $120K, the gap grows to $6,840 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in Tampa are $390K vs $395K in Overland Park. At a 20% down payment, that's a $1,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Tampa utilities run $50 more per month than Overland Park.
Walkability, Transit & Daily Life
Overland Park, KS
Overland Park is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Tampa, FL
Tampa is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Overland Park
Cold, snowy winters (20°F average, 15 inches snow) and hot, humid summers (90°F). Spring brings severe thunderstorms and tornado risk; fall is mild and pleasant.
Tampa
Subtropical: hot humid summers (June–Oct, lightning capital of the US); warm dry winters (60s–70s°F)
Job Market
Overland Park top industries
Tampa top industries
Who Should Pick Which City
Move to Overland Park if…
- →You're a Families with children (top-rated schools)
- →You're a Corporate professionals
- →You're a Remote workers seeking Midwest affordability
- →You're a People prioritizing school quality and safety
Move to Tampa if…
- →You're a healthcare workers
- →You're a remote workers
- →You're a beach lifestyle seekers
- →You're a retirees
- →You want zero state income tax
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Overland Park or Tampa cheaper to live in?
Overland Park is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,595 in Overland Park vs $2,200 in Tampa — a $605/month difference.
Which city is more walkable — Overland Park or Tampa?
Overland Park is more walkable with a Walk Score of 58/100 vs 52/100. Tampa is more car-dependent.
Overland Park vs Tampa: which has lower state income tax?
Tampa has lower state income tax (None). On an $80K salary, that saves $4,560/year vs Overland Park (5.7%).
Is Overland Park or Tampa better for buying a home?
Tampa has lower median home prices at $390K vs $395K in Overland Park — a $5,000 difference on the median home.