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Quick answer

Provo costs $805/month less overall ($1,485 vs $2,290/mo). But St. Petersburg's None state income tax erases some of that gap — on an $80K salary, the tax difference is $3,880/year.

City Comparison · 2026

Provo vs St. Petersburg

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Provo vs St. Petersburg at a Glance

MetricProvoSt. Petersburg
1BR Monthly Rent$1,100$2,100
2BR Monthly Rent$1,400$2,100
Median Home Price$520K$420K
Avg Utilities/mo$95$190
Avg Groceries/mo$290$400
Monthly Cost (1BR)$1,485$2,290
Walk Score68/10055/100
Transit Score42/10038/100
State Income Tax4.85%None

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Provo's 1BR averages $1,100/month vs $1,700 in St. Petersburg a $600/month difference, or $7,200/year. That's a meaningful gap worth factoring into your decision.

State tax: St. Petersburg charges None state income tax vs 4.85% in Provo. On an $80K salary that's a $3,880/year difference. On $120K, the gap grows to $5,820 vs $0 — important context if you're choosing between tech job offers.

Home buying: Median homes in St. Petersburg are $420K vs $520K in Provo. At a 20% down payment, that's a $20,000 difference in upfront cash — significant at early-career savings rates.

Utilities: St. Petersburg utilities run $95 more per month than Provo.

Walkability, Transit & Daily Life

Provo, UT

Walk Score68/100 — Somewhat Walkable
Transit Score42/100 — Some Transit

Provo's walkability means you can genuinely live without a car in the right neighborhoods.

TOP NEIGHBORHOODS

Provo Bench / Slate CanyonUpscale, hilltop neighborhood with $800K-1.2M homes, stunning views of the valley. Quiet and family-focused; best schools; 15-minute commute to downtown.
Downtown ProvoRevitalizing with new apartments, restaurants, and the Provo Arts Festival. Mixed residents — students, young professionals, and families. Walkable; rents $1,150+ 1BR.
BYU Campus / WymountStudent neighborhood with rental apartments, young energy. Chaotic, loud, affordable ($850 1BR); summer is peaceful when students leave.

St. Petersburg, FL

Walk Score55/100 — Somewhat Walkable
Transit Score38/100 — Minimal Transit

St. Petersburg is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

Downtown/Beach DriveWalkable waterfront, restaurants, galleries, mixed-use lofts. 1BR $1,850-$2,400; 2BR $2,300-$3,100.
Historic Old NortheastVictorian homes, tree-lined streets, young professional vibe, waterfront. 1BR $1,700-$2,200; 2BR $2,100-$2,800.
Grand CentralRevitalized historic district, antique shops, cafes, mixed-age residents. 1BR $1,550-$2,000; 2BR $1,900-$2,500.

Climate

Provo

Four seasons with cold, snowy winters (average 60 inches annual snowfall) and warm, dry summers (85°F average). Spring and fall are mild.

St. Petersburg

Subtropical; 2-3°F warmer than Tampa year-round; 85-89°F average highs; hurricane season Aug-Oct

Job Market

Provo top industries

Software & TechnologyEducation (BYU)Professional ServicesManufacturing

St. Petersburg top industries

Arts & CultureTourismHealthcareTech (growing)

Who Should Pick Which City

Move to Provo if…

  • You're a Software engineers and tech workers
  • You're a LDS families
  • You're a Young professionals seeking career growth
  • You're a Outdoor enthusiasts (skiing, hiking)
  • You want to live without a car

Move to St. Petersburg if…

  • You're a Remote workers and digital nomads (walkable downtown, affordable co-working)
  • You're a Arts and culture professionals
  • You're a Younger professionals seeking Florida lifestyle without mega-city costs
  • You're a Healthcare professionals (Johns Hopkins, BayCare hiring)
  • You want zero state income tax
  • You're buying a home and want more for your money

Frequently Asked Questions

Is Provo or St. Petersburg cheaper to live in?

Provo is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,485 in Provo vs $2,290 in St. Petersburg — a $805/month difference.

Which city is more walkable — Provo or St. Petersburg?

Provo is more walkable with a Walk Score of 68/100 vs 55/100. St. Petersburg is more car-dependent.

Provo vs St. Petersburg: which has lower state income tax?

St. Petersburg has lower state income tax (None). On an $80K salary, that saves $3,880/year vs Provo (4.85%).

Is Provo or St. Petersburg better for buying a home?

St. Petersburg has lower median home prices at $420K vs $520K in Provo — a $100,000 difference on the median home.