Quick answer
Provo costs $715/month less overall ($1,485 vs $2,200/mo). But Tampa's None state income tax erases some of that gap — on an $80K salary, the tax difference is $3,880/year.
City Comparison · 2026
Provo vs Tampa
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Provo vs Tampa at a Glance
| Metric | Provo | Tampa |
|---|---|---|
| 1BR Monthly Rent | $1,100 ✓ | $2,100 |
| 2BR Monthly Rent | $1,400 ✓ | $2,100 |
| Median Home Price | $520K | $390K ✓ |
| Avg Utilities/mo | $95 ✓ | $175 |
| Avg Groceries/mo | $290 ✓ | $345 |
| Monthly Cost (1BR) | $1,485 ✓ | $2,200 |
| Walk Score | 68/100 ✓ | 52/100 |
| Transit Score | 42/100 ✓ | 34/100 |
| State Income Tax | 4.85% | None ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Provo's 1BR averages $1,100/month vs $1,680 in Tampa — a $580/month difference, or $6,960/year. That's a meaningful gap worth factoring into your decision.
State tax: Tampa charges None state income tax vs 4.85% in Provo. On an $80K salary that's a $3,880/year difference. On $120K, the gap grows to $5,820 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in Tampa are $390K vs $520K in Provo. At a 20% down payment, that's a $26,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Tampa utilities run $80 more per month than Provo.
Walkability, Transit & Daily Life
Provo, UT
Provo's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Tampa, FL
Tampa is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Provo
Four seasons with cold, snowy winters (average 60 inches annual snowfall) and warm, dry summers (85°F average). Spring and fall are mild.
Tampa
Subtropical: hot humid summers (June–Oct, lightning capital of the US); warm dry winters (60s–70s°F)
Job Market
Provo top industries
Tampa top industries
Who Should Pick Which City
Move to Provo if…
- →You're a Software engineers and tech workers
- →You're a LDS families
- →You're a Young professionals seeking career growth
- →You're a Outdoor enthusiasts (skiing, hiking)
- →You want to live without a car
Move to Tampa if…
- →You're a healthcare workers
- →You're a remote workers
- →You're a beach lifestyle seekers
- →You're a retirees
- →You want zero state income tax
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Provo or Tampa cheaper to live in?
Provo is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,485 in Provo vs $2,200 in Tampa — a $715/month difference.
Which city is more walkable — Provo or Tampa?
Provo is more walkable with a Walk Score of 68/100 vs 52/100. Tampa is more car-dependent.
Provo vs Tampa: which has lower state income tax?
Tampa has lower state income tax (None). On an $80K salary, that saves $3,880/year vs Provo (4.85%).
Is Provo or Tampa better for buying a home?
Tampa has lower median home prices at $390K vs $520K in Provo — a $130,000 difference on the median home.