Quick answer
Chicago, IL ranked for remote workers: cost savings vs. coastal cities, internet infrastructure, co-working access, walkability, and time-zone fit for US-based remote roles.
IL · 2026
Is Chicago Good for Remote Workers?
1BR rent
$1,850/mo
2BR rent
$2,350/mo
Walk Score
78/100
State tax
4.95%
Why Chicago Works for Remote Workers
- ✓4.95% state income tax — moderate
- ✓1BR median rent $1,850/mo — at national average
- ✓Walk Score 78/100 — walkable enough to live car-light
- ✓Climate: Four true seasons
Trade-offs to Consider
- ✗Walk Score 78 — walkable but not car-free for most
- ✗Transit Score 65/100 — usable but not NYC/SF level
- ✗Utilities average $155/mo — factor into total budget
- ✗Check state tax rules for your employer's HQ state
Frequently Asked Questions
What is the cost of living for a remote worker in Chicago?
A single remote worker needs roughly $2,695/mo for rent, utilities, groceries, and transport. That's $32,340/year before personal spending. Compared to San Francisco ($5,500+/mo) or NYC ($5,000+/mo), Chicago saves $27,660/year or more.
Is Chicago a good city for remote workers?
Chicago works well for remote workers who prioritize lower cost of living. The key tradeoffs: reasonable walkability, decent transit, and average utilities of $155/mo. Best for: remote workers on US coastal salaries who want to dramatically reduce cost of living.
What salary do I need to live comfortably in Chicago as a remote worker?
To live comfortably solo in Chicago: $69,480/year gross is a good baseline (50% of income on housing is tight; aim for rent under 30% of take-home). A $65K-80K remote salary provides comfortable living. $100K+ allows real savings and lifestyle upgrades.