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Everything first-time renters need to know about Tempe, AZ: what rent actually costs, what to expect, red flags to avoid, and how to make your first apartment search work.

AZ · 2026

Renting in Tempe for the First Time

1BR rent

$1,450/mo

2BR rent

$1,850/mo

Walk Score

71/100

State tax

2.5%

Why Tempe Works for First-Time Renters

  • 1BR median rent $1,450/mo — budget $1,667/mo total after utilities
  • 2BR median rent $1,850/mo — splitting with a roommate means $925/person, well below 1BR solo
  • Groceries average $330/mo per person, utilities $210/mo — these are real line items to budget
  • Walk Score 71 — you can get by without a car in many neighbourhoods, saving $400-600/mo

Trade-offs to Consider

  • Upfront costs are steep: first month + last month + security deposit = $4,350 minimum. Have this saved before you start looking
  • Application fees ($25-75 per application), credit check fees, and pet deposits add up quickly
  • Research specific neighbourhoods — walkability varies widely within Tempe
  • Renters insurance is $10-20/mo and almost always worth it — landlords rarely require it but it protects your belongings

Frequently Asked Questions

How much money do I need to move into my first apartment in Tempe?

For a 1BR at $1,450/mo, you need: first month rent $1,450 + security deposit $1,450-2,900 + application fees $50-150 + moving costs $500-1,500 + basic furniture if unfurnished $1,500-3,000. Total upfront: $6,350-10,300. Have this in savings before you start applying.

What credit score do I need to rent in Tempe?

Most Tempe landlords want 620-650 minimum; competitive buildings prefer 700+. First-time renters without rental history can offer a co-signer, pay extra months upfront, or provide proof of income (typically 3x monthly rent). With no credit history, budget 2-3x the normal deposit.

What are the biggest red flags when renting in Tempe?

Red flags: landlord who asks for cash only or won't provide a written lease; rental price significantly below market rate for the area (scam likely); pressure to sign immediately without viewing; no property management contact details; utilities not clearly specified in lease; no move-in inspection checklist. For Tempe, research fair market rent for the specific neighbourhood before applying — anything 20%+ below median warrants extra scrutiny.